Below you will find answers to the most common questions you may have about Intelectus Agro. If you haven't found the answer you're looking for, just access the Contact Us page and send your question.
Intelectus Agro is a business unit belonging to Banco Intelectus (Intelectus Bank Ltda.) that enables our Clients to participate in exclusive and lucrative opportunities in the prosperous Brazilian Agricultural Market.
Intelectus Agro promotes the purchase of various grain qualities from small and medium-sized agricultural producers at low prices and, soon after, sells these grains to large industries at significantly higher prices, either directly or through specialized partner companies. . The financial resources necessary for these transactions come from the Partnerships in Account of Participation - SCP constituted with our Clients and, consequently, we pay them the operating profits.
Various grain qualities are traded, especially soy, corn, coffee and sorghum.
Profitability varies according to the quality of the grain. For example, the profitability of corn is 2% (two percent) per month with monthly advance of these dividends. Click here to learn more.
Remuneration is carried out through advances of dividends from Societies in Participation Account - SCPs, which can be monthly, fortnightly, half-yearly or even annually, depending on the quality of the grain and the Customer's option.
The Shareholding Partnership Agreements - SCPs have a maximum term of 36 (thirty-six) months, but may be terminated at any time without penalty, provided there is a notification 60 (sixty) days in advance.
Anyone, like you, or even companies can participate in Intelectus Agro. It's a lucrative and affordable business opportunity for everyone!
The Partnership in Account of Participation - SCP is a form of partnership where Intelectus Agro ("Ostensive Partner") assumes and manages all the operations, responsibilities and risks inherent to the business, while the Clients ("Participating Partners") make financial contributions and receive proportionate profits.
To start participating in Intelectus Agro, you can contact us through our website or chatbot. Our specialized team is ready to help you take your first steps in the world of agribusiness. Click here to speak with our team.
Intelectus Agro is a business unit of an established Bank, which allows us to offer a high level of security for our Clients' resources. In addition, the operating flow itself is the guarantee of the business, since everything starts with purchase orders made by customers (large industries), so we do not have the scenario of keeping the grains without the destination for sale. Finally, bearing in mind that all operations are overland, we only allow the transport of grains with an issued insurance policy.
There is no problem, Intelectus Agro does not carry out any credit analysis.
None! The main contribution is protected by the Partnership Agreement in Participation Accounts (SCP) model. Upon termination of the contract, the principal amount is automatically returned to the bank account from which the contribution was made. As our operation does not depend on market fluctuations, the withdrawal of monthly dividends plus the redemption of the principal amount are stipulated in advance.
We are not the grain producers. We have contracts with several producers from different regions and we only work with producers who have large stocks and can supply any possible problem with specific crops. Did you know that all these grains can be stored in silos for up to 3 (three) years without losing quality?